BEFORE YOU FILE. WHILE YOU PREPARE. AS YOU MOVE FORWARD.

Get organized for the financial side of divorce.

Practical money coaching and financial organization—especially if someone else has always handled the household finances.

YOUR STARTING POINT

A clearer picture.
A practical next step.

✓
Your financial recordsTogether in one place
✓
Your monthly budgetBuilt around real life
✓
Your next questionsReady for the right professionals
A little more clarity, one step at a time.
↗You don’t have to figure
everything out at once.
YOU CAN START HERE

Considering divorce? Start by understanding your money.
You can get organized before making your next big decision.

Read the starting guide

PRACTICAL SUPPORT

Less searching.
More understanding.

You bring the questions, the paperwork, or simply the feeling that you need a starting point. We work through the details at a manageable pace.

Financial records, together

Gather statements and documents, build an account inventory, and identify what is still missing.

A budget you understand

Understand your income, everyday spending, and upcoming expenses. Build a personal budget you can actually use.

What you own and owe

Create a personal balance sheet: a clear snapshot of your assets and debts, with questions and unknowns noted.

A manageable money routine

Build a bill calendar, organize due dates, and develop confidence handling your own everyday finances.

Financial declaration and disclosure support

Get help gathering and organizing the income, expense, asset, and debt information needed for financial declarations and disclosures. We help identify missing records and prepare an organized information packet for review with your attorney.

You can also leave with an organized list of information and questions for your attorney or other professionals.

THE CLEAR PROGRAM

Support that helps you
understand your own money.

Individual guidance for getting organized, learning the basics, and building a routine you can keep using.

Explore working together

When finances feel unfamiliar, being handed a worksheet is rarely enough. CLEAR pairs practical organization with explanations and support, so you understand what the information means.

  • 01 An organized financial picture
  • 02 A personal budget and balance sheet
  • 03 Everyday money skills and routines
  • 04 A written plan for your next steps

Begin with one focused working meeting or ask about ongoing support. We agree on the scope, format, and fee before starting.

A MANAGEABLE BEGINNING

Start with where you are.

You don’t need a finished document folder or a perfect understanding of your finances to make the first call.

01

Have a conversation

Tell us where you are in the process and what feels most difficult right now.

02

Choose a useful focus

We agree on the first priorities, the scope of support, and the fee.

03

Work through it together

Bring your information. We organize, explain, and turn it into practical next steps.

WHEN PROPERTY IS PART OF THE TRANSITION

Home, property,
and your next move.

Financial organization and property decisions often go together. We help you organize the costs and questions; Mina and her team handle the real estate side.

Experience and expertise

Mina and her team bring decades of experience selling luxury real estate and working with a wide range of clients, including first-time home buyers. Their experience includes trust, probate, and divorce-related property transactions.

Trust and Probate Concierge

As a Trust and Probate Concierge, Mina supports families, legal teams, fiduciaries, executors, and conservators with the practical details of preparing a property for sale. Services can include coordinating liquidation of property contents, staging, junk removal, and other property preparation.

National and international connections

Through her national and international real estate network, Mina connects clients with local professionals and helps coordinate property sales, purchases, and relocation across state lines and internationally.

THE STARTING POINT

Before
you file.

A practical guide to getting organized

A USEFUL FIRST READ

Five places to start
before you file.

A few simple steps can help you gather information, understand everyday spending, and prepare better questions—whether you have made a decision or are still considering your options.

Read the article
Luba Milgram, Certified Divorce Financial AnalystLUBA MILGRAM · CDFA®

MEET LUBA

A practical approach.
A person beside you.

I’m Luba Milgram, a Certified Divorce Financial Analyst® and the Thousand Oaks chapter leader for Divorce Transition Professionals.

Our work here centers on financial organization and money coaching: helping you understand your own financial picture, feel more comfortable with everyday money tasks, and prepare useful questions for your professional team.

You can come with a single concern or a stack of unfamiliar documents. We start with what will help you most.

CDFA®DTP chapter leaderOnline meetings
Let’s find your starting point

A FEW COMMON QUESTIONS

You can ask
the basic questions.

Understanding starts with being able to ask.

Can I start before deciding whether to divorce?

Yes. Getting organized can be useful while you are considering separation, before filing, or once the process is underway. You do not need to have every answer before reaching out. Decisions about your relationship and legal next steps remain yours.

Who is this for?

Clients of all genders are welcome. This support is especially helpful if someone else handled the household money, you feel unsure where to begin, or you want a clearer, more organized financial picture.

What will we work on together?

Depending on your needs, we can organize financial records, help gather information for financial declarations and disclosures, build a personal budget and balance sheet, establish a money routine, and prepare questions for your attorney or other professionals.

Do I need to sell my home or work with Mina?

No. Housing and relocation support are optional. You choose your professionals and whether to keep, rent, sell, or explore a move. We can look at the monthly costs involved using information from the appropriate professionals.

How do meetings and fees work?

Begin with a free 30-minute introductory call. We discuss your priorities, the scope of work, the meeting format, and the fee before you decide to proceed. You can ask about a focused working meeting or ongoing support through CLEAR.

Does this replace my attorney or other professionals?

No. This service focuses on financial education and organization. Legal advice, representation, and filings remain with your attorney. Real estate representation and lending are separately handled by the appropriate professionals.

LET’S TALK

Your first step
can be a conversation.

Start with a free 30-minute introductory phone call. Tell us what feels difficult, ask questions about our support, and see whether working together is a useful fit.

Schedule a free 30-minute call

Divorce Money Clarity is a money coaching service of Starla Consulting Inc.

All client billing and payments are handled by Starla Consulting Inc.

Ask us to contact you

Send a brief request. We’ll follow up to arrange a time; submitting this form does not book an appointment.

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